How to Earn Money with Zero Investment

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In the early days of the internet, making money online would require you to have a website or a domain, a lot of technical know-how and of course, marketing skills. Making money online nowadays still needs a little work, but luckily for you, not by much. Let’s take a look at how you can earn money without having to leave your house and from the comfort of your armchair.

So can you make money from home, legally? You may have an idea floating in your head for days, and all you have to do is put it to work, with or without little technical knowledge, because these days, it would take mere minutes compared with months of investment like it used to. All you would need, is a little patience, dedication, some skills and most importantly, a stable internet connection.

Some of these jobs may take some time to set up but will ensure passive income for a long time to come. Let’s look at some of the many ways you can start earning money online:

Become a Freelance Writer

These days, a lot of companies will pay you a tidy sum of money to write for them if you have some writing skills or you are prolific and can cover just about any topic. More importantly, if you are a subject-matter expert, in say gardening, some websites even do a “pay for performance” program for the pageviews that you will generate for them.

Other companies are always on the lookout for part-time bloggers to create and promote specialized content for their websites. A lot of these websites will pay per post, as per the word count or even on a retainer basis.

So if you have a flair for writing, you can hone those skills after your regular work hours or on weekends. Don’t be afraid to start small; as you write more and more, your confidence and reputation will rise and help to build your portfolio, and in turn, help you earn more money.

Take Surveys, Get Paid

That’s right. You don’t need any technical skills for this particular venture. All you need is basic internet skills (which most online surfers have) and a stable internet connection. This is also a time honored way of making money from the internet and one of the oldest.

A lot of companies pay you to take surveys. These could be product feedback or services that you have used in the past. All these companies are asking for is your valuable opinion and you will be either paid in cash or given gift hampers for it.

Be mindful that you may have to sit and mindlessly click for hours before you start seeing dollar signs in your account.

Micro Jobs

Just like taking surveys, this will require minimum skills and technical knowledge. Many micro-job websites have been around now for students, retirees and work-from-home moms where they can spend a few hours on the computer online and get paid for it.

These websites will pay to share posts on social networking websites such as Twitter or liking a post on Facebook or signing up for a particular website. There is not much money in this, but it’s a steady stream of income if you can spare just a few hours in a day.

Have an Empty House/Room? Airbnb It!

If you have an empty room or a house, you travel a lot and want to rent out your property but are scared to have tenants for a lengthy stay, then this is a great option for you. All that is required of you is to spruce up your room/house, set up dates and prices of your property and some basic rules for the house, and you are set. This will, of course, depend on the locality of your house.

Needless to say, houses that are centrally located or are near popular places to visit in a city will fetch a prettier penny. People visiting that locality from a different city or a country might want proximity to that particular site and will pay you to not only stay but also treat it as their own house (if they follow the rules!).

Camera Crazy? Sell Your Photos

If you are one of those people who keeps a camera or a camera phone handy whenever you are out, you have a treasure trove just waiting to be tapped. A lot of websites these days will feature your photographs, regardless of how you clicked them (high-quality camera not required, but most phones these days take good enough photographs) and offer to sell them for you.

These may be sold as stock photographs, or for a specific purpose. Some websites have limits to how many pictures you can display, while others will keep rotating your uploads to keep things interesting.

So put your phone to work and upload the photographs you think are brilliant. Your photograph might be one of those hard-to-find photographs someone wants and might be willing to pay you good money for it!

Stream Your Gaming Sessions

If you are an avid gamer, this one’s for you (and, well, you need a fast internet connection — this should be a given considering you’re a gamer!). A lot of websites will pay you to live stream the video games you play. There are many avid gamers who are getting paid to do just that, with a running commentary with it to boot.

Many gaming websites offer a “donation” button when you sign up with them (for free), so your fans/visitors can donate or gift you anything from $1 and upwards and make this a steady source of income as you keep enjoying doing what you do.

Alternatively, as your fan base increases, you can convert these skilled gaming sessions into a YouTube channel, so newbies or “noobs” as they are called can flock to your channel and learn a thing or two about that particularly difficult game. YouTube, in turn, can be another revenue generator as your popularity goes up.

Earn Money While Listening to Music

Just like earning while playing games, this sure is a fun way to earn money. Some websites will pay you to listen to music of your choice on online radio, rating new music or brief music samples. It is just as easy to do as it is fun!

The idea is simple: these websites have sample songs (by up and coming artists) on their websites that are waiting to be reviewed. All you have to do is sign up for a free membership, listen to their music online and write a review about the content or the quality. All you need is about 60 seconds of your time per song!

Is there anything better than getting paid while listening to good music? Bear that in mind though, that this is not big bucks, but just a steady trickle to your other online ventures.

Become an Online Coach

This is similar to becoming a freelance writer in principal. You have knowledge of a specific skill set and you are confident you are proficient in it than most and you can market it. If you can label yourself as a genuine expert in that particular skill set, there are tonnes of people looking for you! In this case, it is your expertise that you are selling.

There are plenty of websites with genuine communities that will help you find your prospective client (for your coaching solutions) and set you up with an integrated payment system for just a fraction of your earnings. Be specific about your area of prowess, and how you can help others be good at it too.

There is plenty of interaction with your clients before you decide a price for your services (which are usually hourly). With time and a growing list of completed jobs, satisfied clients and positive reviews, you will be well on your way to become a successful trainer.

Test a Website

You have been surfing for a few years now and you probably have a good idea about what makes a good website: What about the interactivity on the website? Is the content concise enough? Is the button placement aesthetic? Are the fonts too childish? There are people associated with these websites who want to know your thoughts and they will pay you for it.

These websites offer free signup and would want you to record your thoughts on a particular website, usually through a screen-recording software and share it with them. Website owners do this to understand how end users are interacting with their website, do they find the navigation simple enough and a fresh perspective. The skill set required for this is generic internet skills and knowledge of the language the website is in. Some of these websites even offer immediate payouts.


We have listed only a few popular ways on how to earn money without investing. With nearly everything available online these days, there are more and more ways coming up to earn money without investing anything every day. The ways we have listed will by no means earn you a substantial amount overnight if say, for example, you were to start taking surveys for the next month. But if used collectively and smartly, it could be a steady trickle that could gradually turn into a comfortable flow.

Given the right opportunity though, these are some of the easiest ways to make money without investing a single penny. You can start making money from the comfort of your own house, or from a nearby cafe by doing exactly what you have been doing all along, just smartly.

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