Blog Comments, Contributors, & User Generated Content

Please be aware this website has features that allow other people to contribute to the content and information you find here. (examples: blog comments, author contributions, guest posting — if I ever allow it) There is no way to police all of it, so keep in mind those opinions expressed do not represent Clever Leverage or Matt Justice, and should not be considered as advice of any kind. Vet as usual like you would any stranger.

Compensation Disclosures

Affiliate Disclosure

I recommend products and services I use or have vetted as an affiliate. This means in some cases I earn a commission on those sales at no extra cost to you. In fact, sometimes you will get my discount on services by using my affiliate link… It’s very common for certain companies to email us with special discounts or have promotional periods from time to time. We are required to tell you this however, so you don’t confuse this website as a not for profit entity. This blog is definitely a for profit enterprise, and I maintain the integrity of the product recommendations personally, which doesn’t allow for any guest posting bullshit slinging junk products you don’t need.

Amazon Affiliate Disclaimer

CleverLeverage.com / Matt Justice is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on CleverLeverage.com, at the time of purchase will apply to the purchase of this product.

Keep in mind there may be a time delay on other syndicated Clever Leverage platforms/profiles, such as our Youtube channel. So if I mention a price in a video, or talk about about how much I paid for something I bought and link to the buyers guide/blog post/product in the description, it probably won’t be the same price unless you’re watching it within 24 hours of the upload date. Everything is subject to change at any time thereafter.

In addition to this, you’ve probably seen buttons or links around the blog that say “check Amazon price and reviews”  or something similar… This isn’t because I don’t want to display prices, it’s because Amazon has a policy that requires you to keep prices updated if you choose to display them, and that’s simply not something I can constantly do. Sure the API is an option, but with how frequently they change their pricing, you can’t even cache them for very long. So until I figure out a better solution, the product buttons are the best solution at the moment.

Sponsorship Disclosure

I don’t have any direct sponsorship deals, however because of the volume of product reviews I’ve done, I am getting contacted by companies offering to send me free products to review. Some I accept if I’m genuinely interested (a good example would be: I bought 11 eye masks from amazon, almost all of them sucked… So I still haven’t found a solution for what I need. A company contacted me offering to send me a box of their sleeping masks to review; I accepted.) This doesn’t change my method of reviewing products. If they’re terrible, I’m gonna tell you they’re terrible.

Earnings Disclaimer

I do report certain income, methods, and results in various content on this website and youtube channel, as well as guest authors writing about techniques and industries I’m not familiar with. (Additionally, I have no control over what people or companies say in interviews, contribute, or report. You will also find embedded content such as youtube videos and content snippets from outside sources that provide examples that may or may not work for you, and are not a promise of earnings or guarantee of similar results.) Some of these results may not be typical, and there is no guarantee or warranty that you can replicate said results. The views and opinions expressed on this website are the opinions of the authors, and do not necessarily reflect any official policy or position. Use your own judgement, keep in mind I have prior experience, and you won’t be able to duplicate any particular level of success in 30 or 60 days just by starting a blog, a youtube channel, or any other form of clever leverage (i.e. – passive income, side business, extra income projects, etc…) depicted by myself, another author, contributor, quotee, article source, or an interviewee. (this includes any method, system, technique, or opinion.)

Medical Disclaimer

I talk about many types of alternative style health products, supplements, and devices, none of which are intended to replace licensed medical care. This is not medical advice. I am not a doctor. Please see a licensed physician.

Terms of Service

The following terms and conditions govern all use of the cleverleverage.com website and all content, services and products available at or through the website (taken together, the Website). The Website is owned and operated by Clever Leverage.com (“Clever Leverage”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Clever Leverage’s Privacy Policy) and procedures that may be published from time to time on this Site by Clever Leverage (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by Clever Leverage, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.

  1. Your cleverleverage.com Account and Site. If you create a blog/site on the Website, you are responsible for maintaining the security of your account and blog, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and Clever Leverage may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Clever Leverage liability. You must immediately notify Clever Leverage of any unauthorized uses of your blog, your account or any other breaches of security. Clever Leverage will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.
  2. Responsibility of Contributors. If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:
  • the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
  • if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
  • you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
  • the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
  • the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
  • the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
  • your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
  • your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog’s URL or name is not the name of a person other than yourself or company other than your own; and
  • you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by Clever Leverage or otherwise.

By submitting Content to Clever Leverage for inclusion on your Website, you grant Clever Leverage a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting your blog. If you delete Content, Clever Leverage will use reasonable efforts to remove it from the Website, but you acknowledge that caching or references to the Content may not be made immediately unavailable.

Without limiting any of those representations or warranties, Clever Leverage has the right (though not the obligation) to, in Clever Leverage’s sole discretion (i) refuse or remove any content that, in Clever Leverage’s reasonable opinion, violates any Clever Leverage policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in Clever Leverage’s sole discretion. Clever Leverage will have no obligation to provide a refund of any amounts previously paid.

3.    Payment and Renewal.

  • General Terms.
    By selecting a product or service, you agree to pay Clever Leverage the one-time and/or monthly or annual subscription fees indicated (additional payment terms may be included in other communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. Payments are not refundable.
  • Automatic Renewal.
    Unless you notify Clever Leverage before the end of the applicable subscription period that you want to cancel a subscription, your subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time by submitting your request to Clever Leverage in writing.

4.    Services.

  • Fees; Payment. By signing up for a Services account you agree to pay Clever Leverage the applicable setup fees and recurring fees. Applicable fees will be invoiced starting from the day your services are established and in advance of using such services. Clever Leverage reserves the right to change the payment terms and fees upon thirty (30) days prior written notice to you. Services can be canceled by you at anytime on thirty (30) days written notice to Clever Leverage.
  • Support. If your service includes access to priority email support. “Email support” means the ability to make requests for technical support assistance by email at any time (with reasonable efforts by Clever Leverage to respond within one business day) concerning the use of the VIP Services. “Priority” means that support takes priority over support for users of the standard or free cleverleverage.com services. All support will be provided in accordance with Clever Leverage standard services practices, procedures and policies.

5.    Responsibility of Website Visitors. Clever Leverage has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, Clever Leverage does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Clever Leverage disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

6.    Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which cleverleverage.com links, and that link to cleverleverage.com. Clever Leverage does not have any control over those non-Clever Leverage websites and webpages, and is not responsible for their contents or their use. By linking to a non-Clever Leverage website or webpage, Clever Leverage does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Clever Leverage disclaims any responsibility for any harm resulting from your use of non-Clever Leverage websites and webpages.

7.    Copyright Infringement and DMCA Policy. As Clever Leverage asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by cleverleverage.com violates your copyright, you are encouraged to notify Clever Leverage in accordance with Clever Leverage’s Digital Millennium Copyright Act (“DMCA”) Policy. Clever Leverage will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Clever Leverage will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Clever Leverage or others. In the case of such termination, Clever Leverage will have no obligation to provide a refund of any amounts previously paid to Clever Leverage.

8.    Intellectual Property. This Agreement does not transfer from Clever Leverage to you any Clever Leverage or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Clever Leverage. Clever Leverage, cleverleverage.com, the cleverleverage.com logo, and all other trademarks, service marks, graphics and logos used in connection with cleverleverage.com, or the Website are trademarks or registered trademarks of Clever Leverage or Clever Leverage’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Clever Leverage or third-party trademarks.

9.    Advertisements. Clever Leverage reserves the right to display advertisements on your blog unless you have purchased an ad-free account.

10.    Attribution. Clever Leverage reserves the right to display attribution links such as ‘Blog at cleverleverage.com,’ theme author, and font attribution in your blog footer or toolbar.

11.    Partner Products. By activating a partner product (e.g. theme) from one of our partners, you agree to that partner’s terms of service. You can opt out of their terms of service at any time by de-activating the partner product.

12.    Domain Names. If you are registering a domain name, using or transferring a previously registered domain name, you acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (“ICANN”), including their Registration Rights and Responsibilities.

13.    Changes. Clever Leverage reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Clever Leverage may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

14.    Termination. Clever Leverage may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your cleverleverage.com account (if you have one), you may simply discontinue using the Website. Notwithstanding the foregoing, if you have a paid services account, such account can only be terminated by Clever Leverage if you materially breach this Agreement and fail to cure such breach within thirty (30) days from Clever Leverage’s notice to you thereof; provided that, Clever Leverage can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

15.    Disclaimer of Warranties. The Website is provided “as is”. Clever Leverage and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Clever Leverage nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

16.    Limitation of Liability. In no event will Clever Leverage, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Clever Leverage under this agreement during the twelve (12) month period prior to the cause of action. Clever Leverage shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

17.    General Representation and Warranty. You represent and warrant that (i) your use of the Website will be in strict accordance with the Clever Leverage Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

18.    Indemnification. You agree to indemnify and hold harmless Clever Leverage, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

19.    Miscellaneous. This Agreement constitutes the entire agreement between Clever Leverage and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Clever Leverage, or by the posting by Clever Leverage of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the State Of Florida, USA, excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in Orange County, Florida. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in Orlando, Florida, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Clever Leverage may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

Privacy Policy

Clever Leverage.com (“Clever Leverage“) operates cleverleverage.com and may operate other websites. It is Clever Leverage’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Clever Leverage collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Clever Leverage’s purpose in collecting non-personally identifying information is to better understand how Clever Leverage’s visitors use its website. From time to time, Clever Leverage may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Clever Leverage also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on cleverleverage.com blogs/sites. Clever Leverage only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Clever Leverage’s websites choose to interact with Clever Leverage in ways that require Clever Leverage to gather personally-identifying information. The amount and type of information that Clever Leverage gathers depends on the nature of the interaction. For example, we ask visitors who sign up at cleverleverage.com to provide a username and email address. Those who engage in transactions with Clever Leverage are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Clever Leverage collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Clever Leverage. Clever Leverage does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Clever Leverage may collect statistics about the behavior of visitors to its websites. Clever Leverage may display this information publicly or provide it to others. However, Clever Leverage does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Clever Leverage discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Clever Leverage’s behalf or to provide services available at Clever Leverage’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Clever Leverage’s websites, you consent to the transfer of such information to them. Clever Leverage will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Clever Leverage discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Clever Leverage believes in good faith that disclosure is reasonably necessary to protect the property or rights of Clever Leverage, third parties or the public at large. If you are a registered user of an Clever Leverage website and have supplied your email address, Clever Leverage may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Clever Leverage and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Clever Leverage takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Clever Leverage uses cookies to help Clever Leverage identify and track visitors, their usage of Clever Leverage website, and their website access preferences. Clever Leverage visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Clever Leverage’s websites, with the drawback that certain features of Clever Leverage’s websites may not function properly without the aid of cookies.

Business Transfers

If Clever Leverage, or substantially all of its assets, were acquired, or in the unlikely event that Clever Leverage goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Clever Leverage may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Clever Leverage and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Clever Leverage may change its Privacy Policy from time to time, and in Clever Leverage’s sole discretion. Clever Leverage encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a cleverleverage.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.